🇳🇬 Nigeria · 🇲🇪 Montenegro
By Priya Mehta, The Global Office
In Lagos, a junior analyst who shows up to a Monday client meeting in anything less than a pressed shirt and leather shoes will be quietly filed away as someone not worth promoting. In Podgorica, a junior analyst who shows up to the same meeting in a full suit will be quietly filed away as someone trying too hard, or possibly interviewing elsewhere. Both cities will insist, with total sincerity, that they are relaxed about clothes. Neither is telling the whole truth, and the gap between what each culture says about its dress code and what it actually enforces is where a new arrival loses their first month of social capital.
| ✅ Do | ❌ Don't |
|---|---|
| Invest in at least two well-tailored dark suits before you land — first impressions are load-bearing here | Assume "business casual" on the job posting means jeans; it usually means a blazer without a tie |
| Keep a full outfit change at your desk for Lagos heat and Lagos traffic | Wear anything visibly rumpled to a client meeting — creases read as low status, not busy-ness |
| Wear traditional attire (agbada, buba, or aso oke) on Fridays or cultural events when colleagues do — it signals belonging | Underdress for a first meeting with someone senior to you, even if they dress down themselves |
| Carry a proper leather portfolio or briefcase, not a backpack, to client-facing meetings | Expect casual Friday to mean casual — many firms still expect collared shirts |
| Polish your shoes; scuffed shoes get noticed before a bad slide deck does | Wear shorts or flip-flops even for a "quick" office drop-in — it will be remembered |
| ✅ Do | ❌ Don't |
|---|---|
| Overdress for a first meeting — a suit and tie is the safe default until you know the room | Assume the coastal, resort-town vibe applies to a Podgorica or Nikšić office |
| Expect the dress code to loosen noticeably once a relationship is established | Keep wearing a full suit to internal meetings three months in — it starts to read as distance, not respect |
| Keep one genuinely formal outfit on hand for a ministry meeting or a bank | Panic if a colleague shows up in smart-casual to something you treated as formal — norms vary firm to firm |
| Iron your shirt even if the office itself feels informal — grooming still signals seriousness | Mistake the slower dress-code evolution for a slower work ethic; they are not the same thing |
| Ask a local colleague, not HR policy, what people actually wear — the written policy lags the real one | Wear beachwear-adjacent clothing (linen shorts, sandals) to anything client-facing, even in August |
Nigeria treats clothing as a functioning status system, and it says so openly. According to guidance compiled by World Business Culture, standard business dress runs to "dark suits and ties" for men and "dark, demure business-style suits" for women, with the explicit rationale that "the way you are dressed will signal your relative level of importance" (worldbusinessculture.com). That is not incidental advice — it is the whole logic of the system. A breakdown of Nigerian business etiquette from kpakpakpa.com notes that professionals are "usually very well-dressed... in formal wear," with the degree of formality tracking the industry (banking and finance skew formal; tech skews looser), and that hierarchy based on age and status shapes not just clothing but who speaks first in a meeting.
The formality is doing real economic work, too. Nigeria's informal sector is estimated at 55.3% of GDP at purchasing-power-parity levels — one of the largest informal economies tracked globally, trailing only Afghanistan and Zimbabwe (World Economics). In a labor market where the boundary between the formal, salaried economy and everything else is porous and visible, dressing the part of "formal economy professional" is not vanity. It is a costly, legible signal that you belong to the smaller, more stable half of the workforce — which is why Hofstede's data puts Nigeria at a Power Distance score of 80 and Masculinity at 60 (BusinessDay analysis of Hofstede's six dimensions): a steep hierarchy where status needs to be visibly performed, not quietly assumed.
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Montenegro's formality, by contrast, front-loads and then evaporates. A guide to Montenegrin business etiquette notes that initial meetings call for "a well-fitted suit with a tie in classic colors" for men and "a tailored suit or elegant dress with a blazer" for women, with the explicit advice that "it's better to overdress initially" because the code relaxes as trust builds (ClickUp Business Etiquette). That relaxation isn't just about clothes — it tracks a broader Balkan pattern where business runs on personal relationships more than institutional process, sealed over coffee rather than in the meeting itself. Hofstede's formal country database does not carry standalone dimension scores for Montenegro, a small post-Yugoslav market of roughly 620,000 people; the more useful comparison is regional — the same relationship-first, hierarchy-respecting pattern documented across the wider Balkans, where titles matter but the path to informality is shorter and faster than in West Africa.
The Reckoning: both countries agree that overdressing on day one is the safer error — but for opposite reasons. In Nigeria, the formality is close to permanent; the well-dressed newcomer is simply matching a stable equilibrium that will not loosen much even after years. In Montenegro, the formality is a temporary toll paid at the start of a relationship, refundable once trust is established. Mistake one for the other and you get a very specific kind of new-hire failure: the expat in Lagos who "relaxes into" the culture by dressing down in month three, reading as someone who has stopped trying, and the expat in Podgorica who keeps the suit on well past the point colleagues have started showing up in a cardigan, reading as someone who never actually arrived.
There is also a tell in what each culture is signaling with clothes. Nigerian formality broadcasts individual status within a legible hierarchy — it says something about you, specifically, relative to everyone else in the room. Montenegrin formality broadcasts respect for the relationship being built — it says something about the meeting, not the person, and stops being necessary the moment the relationship no longer needs proving.
Expat.com Lagos forum — An expatriate who relocated from Dubai for a corporate role described the biggest adjustment as pace, not formality: "things don't move so fast and professionally," they wrote, framing it not as a complaint but as an unexpected opportunity to develop management patience they'd never needed in a faster market.
Expat.com Montenegro forum — A British contributor described the collision between his own sense of urgency and the local one bluntly: when he says he's going to do something, he means now; in Montenegro, "now" apparently means "at some vague time in the future," and meetings scheduled for a specific hour routinely ran an hour behind.
Tales Mag Real Post Report (Abuja) — An embassy spouse described the actual daily uniform rather than the theoretical one: Dockers, a white dress shirt, jacket and tie most days, with Friday as the one sanctioned casual-jeans day — closer to a Washington, D.C. office than either party expected going in.
Personal essay, Medium — A remote worker who spent two months in Tivat wrote that the biggest surprise was how little anyone rushed him: "people take their time, no one rushes you out of a café," which he found reduced his stress even while he kept a full client workload running in the background.
Personal essay, Substack — A Nigerian professional writing about the country's corporate culture offered the piece of advice he wished someone had given him earlier: that attendance, not output, is still the default performance metric at many legacy Nigerian firms, so dressing and showing up "correctly" can matter more to your career than the actual quality of your work in your first year.
If you're choosing between these two moves for the work itself, the honest read is that Nigeria will ask you to perform competence visibly and continuously, while Montenegro will ask you to earn informality slowly and then guard it. Neither is more relaxed than the other — they're just relaxed about different things, on different timelines, and mistaking one country's rules for the other's is the fastest way to look like you weren't paying attention. Buy the second suit either way; you'll need it for longer than the job posting implied.
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Photo by Dunmarx Photography via Pexels
Priya Mehta
Staff writer covering financial markets and corporate strategy. Has strong opinions about spreadsheets.